Chapter 13 Bankruptcy Attorney

Drowning in Debt? Call My Kent County Firm at (888) 701-0919!

If you are overwhelmed by mountains of debt and wondering how you can pay off those bills, filing for Chapter 13 bankruptcy may be the right choice. Filing for bankruptcy does not mean you are bad or irresponsible with finances, as debts often arise from unexpected circumstances. Bankruptcy protection is there to help prevent financial ruin from severely affecting the rest of your or your family's future. I have helped countless others successfully navigate this complex process! Please don't hesitate to contact the Law Office of Steven J. Hart today.

Understanding Chapter 13 Bankruptcy

Unlike the Chapter 7 process, Chapter 13 bankruptcy lasts 3 to 5 years. This is to enable debtors to partially or fully repay their debts through restructured payments. Bankruptcy's automatic stay will last as long as the bankruptcy process does.

Through your negotiated repayment plan, you can fully catch up on your mortgage and other debts, emerging from the process debt-free. In this way, you can keep your home and other property. If certain debts remain after the Chapter 13 plan is completed, that debt could be discharged. Because I believe so strongly in providing the utmost service to all of my clients and can handle cases in many fields of law, you can rest assured that your case lies in capable hands at my firm, the Law Office of Steven J. Hart. Let my bankruptcy firm help you get on the path towards a better financial future.